Representing banks, lenders, mortgage brokers, loan servicers, and other financial institutions has long been a part of Morris Laing’s practice. In addition to day-to-day operations issues, our attorneys regularly give advice on commercial and residential loan transactions, workouts of troubled loans, and collection of defaulted loans, including retrieving loan security from bankruptcy proceedings. We have also handled numerous bank sales, mergers, and acquisitions, and have assisted with forming holding companies and obtaining required regulatory approvals. Our attorneys also have extensive experience with complex mortgage loan trusts and routinely advise clients concerning their rights and obligations under the pooling and servicing agreements for these trusts.
Morris Laing attorneys also practice complex civil litigation with particular emphasis in the areas of consumer and mortgage finance law. We have extensive experience in bank and mortgage company licensing and regulatory compliance, including compliance with and litigation concerning the Truth in Lending Act (TILA), Real Estate Settlement and Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), Fair Housing Act (FHA), and related consumer finance and lending statutes at the state and federal level.
Morris Laing financial services clients range from local banks to regional and national institutions, mortgage and other lenders, mortgage brokers, and mortgage servicers. Whatever the needs of a lender, bank, servicer or other financial institution, Morris Laing has experienced attorneys to provide knowledgeable representation.