Representing banks, lenders, mortgage brokers, loan servicers, and other financial institutions has long been a part of Morris Laing’s practice. In addition to day-to-day operations issues, our attorneys regularly give advice on commercial and residential loan transactions, workouts of troubled loans, and collection of defaulted loans, including retrieving loan security from bankruptcy proceedings. We have also handled numerous bank sales, mergers, and acquisitions, and have assisted with forming holding companies and obtaining required regulatory approvals. Our attorneys also have extensive experience with complex mortgage loan trusts and routinely advise clients concerning their rights and obligations under the pooling and servicing agreements for these trusts.
Morris Laing attorneys also practice complex civil litigation with particular emphasis in the areas of consumer and mortgage finance law. We have extensive experience in bank and mortgage company licensing and regulatory compliance, including compliance with and litigation concerning the Truth in Lending Act (TILA), Real Estate Settlement and Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), Fair Housing Act (FHA), and related consumer finance and lending statutes at the state and federal level.
Morris Laing financial services clients range from local banks to regional and national institutions, mortgage and other lenders, mortgage brokers, and mortgage servicers. Whatever the needs of a lender, bank, servicer or other financial institution, Morris Laing has experienced attorneys to provide knowledgeable representation.
Representing banks and other financial institutions has long been a part of Morris Laing’s practice. Our attorneys regularly give advice on day-to-day bank operation questions, work with loan officers on complicated lending transactions, and assist our bank clients with workouts of troubled loans and collection of defaulted loans, including retrieving loan security from bankruptcy proceedings. We have also handled numerous bank sales, mergers, and acquisitions as well as assisting bank clients with the formation of holding companies and obtaining required regulatory approvals.
As more banks are considering changing to a Subchapter S tax status, we have advised several banks on the issues involved and have guided them successfully through the intricacies of the process. When existing ownership has desired to consolidate its ownership, we have advised and assisted clients with reverse stock splits and cash-out mergers.
Morris Laing bank clients range from small-town community banks to one of the largest banks in the state of Kansas. Whatever the needs of a bank or other financial institution, Morris Laing has the experienced attorneys to provide knowledgeable assistance.
Morris Laing’s attorneys bring extensive experience to the securities field. Our attorneys in this area include an experienced civil litigator in securities fraud and the former general counsel for the Kansas Securities Commission.
Our clients look to us for help in connection with a wide range of securities-related issues. The firm provides assistance, advice and representation on matters involving federal and state securities law, related transactional and compliance matters, investment regulatory issues, associated civil and administrative litigation and criminal defense of financial crimes.
Attorneys in our firm have also successfully prosecuted suits against brokers failing to meet legal duties, and in securities arbitration claims against financial advisors and brokerage firms seeking the recovery of investment losses in a wide range of disputes.